As industries rapidly adapt to our ever-evolving society and technology, a business’s success increasingly depends on its ability to manage risk and recover from losses.  With Novian & Novian’s extensive knowledge and skill navigating insurance issues, our clients can rest assured that they are well protected every step of the way, whether advising on and drafting policies, assessing coverage, litigating claim denials, or anything in between.

Our team strives to provide the best possible guidance on the many complexities of the insurance process, and part of how we achieve this is by understanding how the ever-changing climate may affect our clients and their risks.  For example, in the wake of the COVID-19 crisis, businesses need to know: (i) whether one or more insurance policies may offer coverage for losses due to business interruption; and (ii) how unforeseen circumstances such as furloughs or emergency legislation may impact health coverage obligations to employees.  There is no one-size-fits-all answer, as it ultimately will depend on factors like the policy language and the nature of claims.  For this reason, it is important to consult an experienced attorney on these matters. Novian & Novian is prepared to handle these and other specialty coverage matters for you, whether regarding:

• Professional Liability Insurance;
• Business Insurance;
• Director and Officer Liability Insurance;
• Employment Practices Liability;
• Property Insurance;
• Homeowner Insurance; or
• Other Specialized Policies.

Please contact us if you need any assistance or wish to consult with us further.